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Affordable Housing Alliance

Mortgage Arrears/Property Tax/HOA Fee Arrears Assistance
Opens Jun 1 2026 07:00 AM (EST)
Deadline Jun 8 2026 02:00 PM (EST)
Description

Please review the eligibility requirements below. If you believe you meet all requirements, please click apply and respond to the prescreen questions.  You must SUBMIT your completed prescreen for us to review it.

 If you are eligible for the full application process you will receive a link via email. Please use an email address that you can check regularly. 

If your full application is approved, the assistance payment will be provided directly to your mortgage/loan company.

Mortgage Arrears/Property Tax/HOA Fee Assistance Eligibility Criteria
  • You must be a current resident of Monmouth County and live at the dwelling you’re seeking past-due mortgage assistance for.
  • You must earn less than 200% of the Federal Poverty Income Guidelines (click here for guidelines).
  • Your household must have experienced a documented financial hardship which led to the arrearage
  • Your name must be on the mortgage.
  • You must be able to provide your current mortgage statement.
  • You must demonstrate budgetary sustainability to one of our financial counselors.
  • You are not eligible if you are already in foreclosure. (Consider our Foreclosure Prevention Counseling as an alternative.)
  • You are not eligible if you do not have any source of income.
  • You are not eligible if you’ve received assistance from the AHA within the last 24 months.
  • You are not eligible if you owe more than $6000, unless you can provide verified funding to make up the difference.

Mortgage Arrears/Property Tax/HOA Fee Arrears Assistance


Please review the eligibility requirements below. If you believe you meet all requirements, please click apply and respond to the prescreen questions.  You must SUBMIT your completed prescreen for us to review it.

 If you are eligible for the full application process you will receive a link via email. Please use an email address that you can check regularly. 

If your full application is approved, the assistance payment will be provided directly to your mortgage/loan company.

Mortgage Arrears/Property Tax/HOA Fee Assistance Eligibility Criteria
  • You must be a current resident of Monmouth County and live at the dwelling you’re seeking past-due mortgage assistance for.
  • You must earn less than 200% of the Federal Poverty Income Guidelines (click here for guidelines).
  • Your household must have experienced a documented financial hardship which led to the arrearage
  • Your name must be on the mortgage.
  • You must be able to provide your current mortgage statement.
  • You must demonstrate budgetary sustainability to one of our financial counselors.
  • You are not eligible if you are already in foreclosure. (Consider our Foreclosure Prevention Counseling as an alternative.)
  • You are not eligible if you do not have any source of income.
  • You are not eligible if you’ve received assistance from the AHA within the last 24 months.
  • You are not eligible if you owe more than $6000, unless you can provide verified funding to make up the difference.
Opens
Jun 1 2026 07:00 AM (EST)
Deadline
Jun 8 2026 02:00 PM (EST)